Since 2008, Sam Adams Brewing the American Dream has supported Accion in lending nearly $18M in loans.

Crafting financial support.

The hardest part of getting your idea off the ground? Getting a loan. An overwhelming number of our country’s small business ideas are unbankable, meaning they can’t get traditional bank loans; especially in the “risky” food & beverage world.  Jim had that same problem when he started Sam Adams and our mission is to fix that.


That’s why Accion is such an important partner in this effort. They offer a range of loan products and expertise that allows small businesses to hire staff, upgrade equipment, secure space, buy inventory and lay the foundation for continued growth.

Ready for your loan? Here are the basic requirements in order to qualify*:

Minimum FICO credit score of 500-630

No active bankruptcy, mortgage modifications, foreclosure, tax liens/judgments without payment plan.

No slow pay on business and personal rent payments, credit payments, etc.

Ability to repay loans either through income or profitable business (collateral or co-signer may be required)

Business does not involve real estate development, non-profit organization, exporting, multi-level marketing, lending, or adult entertainment

*Factors may change according to region. Additional factors may apply.

Ready to apply for a loan? Apply now


What size loans do you offer?

The average loan size for this program is $10,000. Brewing the American Dream’s lending partner, Accion, offers a range of business loan products in amounts starting as low as $200. To find out more about the loans Accion offers in your area, click here. 

What is the interest rate on your loans?

Interest rates vary depending on a variety of factors including, but not limited to, the type of loan for which you are applying, your business experience, cash flow, and credit score. At Accion your APR can range from 7.99 - 21.99% depending on the loan product for which you qualify.

Understanding interest rates while shopping for a loan is critical and not always as straightforward as it seems. Want more information about how to be smart when shopping for a loan? Learn how interest rates really work.

What do I need to qualify for a loan?

There are several factors Accion looks at when assessing whether or not you qualify for a loan. Accion’s underwriters look at a combination of things, such as your business plan, business performance (for established businesses), whether or not you are up-to-date on all of your bills, your credit score and personal references. Want to learn more? Visit Accion’s “See if I Qualify” page.

How do I apply for a loan?

Applying for a loan with Accion is simple! You can start by filling out the loan application — it will take you about 15 minutes to complete. Accion will be in touch within two business days with next steps. If you are a good candidate for a loan, you’ll be connected to an Accion loan officer who will work with you throughout the process.To find out more about the application process, click here

Still have more questions? Contact us

This website uses cookies. By using this website and its offers and continuing navigating, you accept these cookies. You can change them in your browser settings.